A large component subdivision of the motivation of the Affordable Care Act is to render insurance to those alongside pre-existing conditions. Under the law, insurance is offered to everyone at a price based on overall community risk, non the lead chances estimated yesteryear the insurance companionship based on a person's item characteristics. That has been deemed "fair" yesteryear advocates of the law.
I wonder whether advocates of this persuasion are concerned alongside other insurance markets. Teenage drivers pay a lot to a greater extent than for auto insurance. The onetime pay a lot more for life insurance. Life insurance companies demand wellness screening before granting a policy. Is this a problem, or the natural together with desirable performance of markets?
In the law, having children has been deemed a pre-existing condition, although it is non quite described every bit such. Everyone is instantly expected to purchase insurance to pay for pregnancy together with motherhood care, fifty-fifty those who never intend to accept children. The finish is to spread the lead chances of childbirth among the larger community.
But having children is to a greater extent than a pick than a random human action of nature. People who drive a novel Porsche pay to a greater extent than for auto insurance than those who drive an old Chevy. We see that fair because which auto y'all drive is a choice. Why isn't having children viewed inwards the same way?
I don't know the respond to these questions. But it does appear that fairness inwards wellness insurance pricing is existence viewed real differently than fairness inwards pricing other types of insurance. I wonder why. Sumber https://gregmankiw.blogspot.com/
I wonder whether advocates of this persuasion are concerned alongside other insurance markets. Teenage drivers pay a lot to a greater extent than for auto insurance. The onetime pay a lot more for life insurance. Life insurance companies demand wellness screening before granting a policy. Is this a problem, or the natural together with desirable performance of markets?
In the law, having children has been deemed a pre-existing condition, although it is non quite described every bit such. Everyone is instantly expected to purchase insurance to pay for pregnancy together with motherhood care, fifty-fifty those who never intend to accept children. The finish is to spread the lead chances of childbirth among the larger community.
But having children is to a greater extent than a pick than a random human action of nature. People who drive a novel Porsche pay to a greater extent than for auto insurance than those who drive an old Chevy. We see that fair because which auto y'all drive is a choice. Why isn't having children viewed inwards the same way?
I don't know the respond to these questions. But it does appear that fairness inwards wellness insurance pricing is existence viewed real differently than fairness inwards pricing other types of insurance. I wonder why. Sumber https://gregmankiw.blogspot.com/
